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Low credit shouldn’t define your future. At Aguilera’s One Stop Services, our certified credit specialists help you repair damaged credit, build a strong credit history, and achieve your financial goals. Whether you have personal credit issues or business credit challenges, we have proven solutions that work.
Credit Repair, Dispute Letters, Late Payments, Collections, Charge-offs, Repossessions, Medical Bills, Dispute Letter Debt Management Counseling -Trade lines, Build business credit separate from personal credit. D&B Paydex Score.
We dispute inaccurate negative marks, negotiate removals, and challenge items that shouldn't be on your report. Average improvement: 50-150 points in 2–12 months on average.
Targeted strategies to boost your credit score. Dispute errors, optimize credit utilization, and a build positive payment history. Results in months, not years.
Counseling and Guidance: Victims of identity theft? Know how to handle fraud disputes, credit monitoring, and identity restoration. Protect your credit from further damage.
Debt management counseling and guidance to negotiate payoff plans, settle debts, and manage credit strategically to improve your score.
Year-round credit guidance and support. Questions about credit building? We provide expert education and coaching.
Credit score: Low (300-650) | Average improvement: 50-150 points | Timeline: 2-12 months, depends on profile | Focus: Dispute, removal, rebuilding
Build separate business credit | Establish a business credit score of 75+ | Separate personal from business | Access to business credit lines
Boost existing credit score | Payment history management | Credit utilization optimization | Credit mix improvement
Identity theft protection | Fraud dispute assistance | Credit monitoring | Security freeze management
High credit card debt | Payment plan negotiation | Debt settlement | Improve credit while reducing debt
Ongoing credit monitoring | Monthly score tracking | Dispute alerts | Fraud protection
Whether you need business loans, credit repair, or tax services, Aguilera’s One Stop Services is here to help.
Disputes filed within 48 hours. Results in 30-60 days. Full improvement in 2-12 months.
Average 50-150 points in 6 months. Some clients see 180+ point improvement. Depends on
situation.
Accurate items are tougher but not impossible. We focus on removal of old items, payment history building.
Yes! This is essential for business owners. We help separate and build both.
Absolutely! Fair Credit Reporting Act gives you the right to dispute items. We use legal processes.
Disputes may cause slight temporary dip. But overall score improves as old items removed.
Starting at $99/month for credit monitoring. Credit repair programs from $299-$599/month.
My credit was destroyed. 520 score. Aguilera's disputed inaccurate items improved my score to 700 in 2–6 months on average. Life-changing!
Business credit building helped us establish credit separate from personal. Now we can get business credit lines. Highly professional.
Identity theft was a nightmare. Aguilera's handled everything from fraud disputes to credit restoration. Restored my peace of mind.
